SEASONED & TRUSTED
Helping Good People Through Hard Times
Bankruptcy can be caused by circumstances beyond your control. Our lawyers are here to help you take back control of your finances and get out of debt.
Board Certified in Bankruptcy
We are highly educated and experienced in guiding people through bankruptcy. Our certification proves it.
We Help Texans Take Control of Their Finances
The sooner you reach out to us, the sooner you can live debt-free.
We offer free consultations.
- Our Location
Houston, Texas
- Free Consultations
713-526-5220
HOUSTON, TX BANKRUPTCY LAWYER
Legal Guidance for Overcoming Financial Challenges in Houston, TX
Insurmountable debt can truly happen to anyone. Even if you work hard at your job, even if you are financially responsible and do everything you can to live within your means, life happens. Maybe you got sick and the medical bills spiraled out of control. Maybe you got laid off and had to use credit cards to keep your family housed and fed. Maybe you fell prey to payday loans out of necessity when you had just begun a new job and had bills due before your first paycheck came in. Maybe divorce or circumstances beyond your control reduced your family income from two incomes to one or less. There are many ways that debt can sneak up on a person. Fortunately, there is a way to manage this debt that does not involve trying to keep track of many different monthly payments while accruing interest charges.
Over 3 Decades of Bankruptcy Experience
With our knowledge of bankruptcy laws and our experience helping clients through this process, we can help you achieve relief from your debts.
Board Certified Specialist
We have provided legal assistance to thousands of Houston residents and businesses
Depending on the needs of your family or your business, our attorneys will identify the type of bankruptcy that will help you the most. Factors like your ability to keep making payments toward your debt and what assets you have will influence what type of bankruptcy is likely to be best for you. You have more options than you might think. In some cases, we are even able to help our clients avoid bankruptcy by negotiating directly with their creditors, especially when hospital care or a credit card is a major source of debt.
If filing for bankruptcy is the right solution for you, you still have options. Liquidation bankruptcy, legally called Chapter 7 bankruptcy for individuals and businesses, may work best if you have fairly limited assets and much of what you own is exempt from liquidation. Restructuring bankruptcy, or Chapter 13 bankruptcy, can create a repayment plan that lasts only 3-5 years before all further debt is waived.
If filing for bankruptcy is the right solution for you, you still have options. Liquidation bankruptcy, legally called Chapter 7 bankruptcy for individuals and businesses, may work best if you have fairly limited assets and much of what you own is exempt from liquidation. Restructuring bankruptcy, or Chapter 13 bankruptcy, can create a repayment plan that lasts only 3-5 years before all further debt is waived.
Vicky Fealy has 30+ years of legal experience, helping clients through tough times.
At The Fealy Law Firm, PC, our attorneys work diligently to help clients address issues related to all types of bankruptcy. To schedule an initial meeting, call 713-526-5220.
FREE CONSULTATION
With Our Help, No Debt is Insurmountable. You Have a Path to Complete Debt-Freedom
Attorney Fealy understands the stress having debt you cannot pay can put on you, your family, or your business. We have strategies for business owners that can help you stay open and keep operating while you work towards profitability. If you are an individual in debt, and you worry about your family “losing everything” in bankruptcy, we can put those fears to rest. Many of your most important and necessary belongings, like your home, retirement savings, vehicle, and furniture, may be exempt from liquidation.
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Aldair
Trustindex verifies that the original source of the review is Google. Filed for chapter 7 bankruptcy and Ms. Fealy and Sandra Castillo made the entire process so much easier than I expected. They were knowledgeable, responsive, and always took the time to answer my questions and explain everything clearly. What could have been a stressful experience felt manageable because of their guidance and support. I’m incredibly grateful for their help and highly recommend them to anyone considering Chapter 7 bankruptcy.
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Edgar Tovar
Trustindex verifies that the original source of the review is Google. “I used Chapter 13 bankruptcy to protect my business and assets. My attorney,Ms Fealy along with Sandra Castillo, did an excellent job stopping all collections, fighting off the creditors, and preventing the mortgage company from foreclosing. They also set up a workable payment plan.”
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Erin Macmillan
Trustindex verifies that the original source of the review is Google. Ms. Fealy and the entire staff of the Fealy Law Firm are amazing! Absolute professionalism, attention to details, and uncompromising ethics makes the Fealy Law Firm superior to other bankruptcy attorneys, not only in Houston, but I would dare say in all of Texas. Ms. Fealy was highly communicative and walked us through each step of the bankruptcy process step by step. We felt her care, her concern, and her passion for our case. She truly went above and beyond to make sure we understood and felt comfortable with the process and what was required of us, and to create a confirmable plan. If you are facing the most challenging part of your business life and you need guidance, I would highly recommend you engage Ms. Fealy and her firm to shepherd you through the bankruptcy process. Her advice and dedication saved our business.
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Samuel Griswold
Trustindex verifies that the original source of the review is Google. A+ team led by Vicky Fealy. She helped me save my business and turned a failing case around to succeed in confirming a bankruptcy plan where other, lesser lawyers failed spectacularly. The Fealy Law Firm’s rates are extremely reasonable and it is an understatement to say that Vicky’s personal dedication to my business’ case achieved miraculous results
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Juanita Gonzalez
Trustindex verifies that the original source of the review is Google. We hired this firm to handle both our business bankruptcy and later our personal bankruptcy, and we could not be more grateful for their help and guidance throughout the entire process. They were professional, knowledgeable, and truly supportive during a very stressful time for our family. When we filed our personal bankruptcy on February 4, 2026, everything was handled smoothly, and we were notified on Tuesday, 5/5/2026 that it has officially been discharged—such a huge relief. A special thank you to Sandra, the assistant, who consistently kept us informed and made sure we understood every step along the way. Shawn Gallagher was also extremely helpful, responsive, and supportive throughout the process. We highly recommend this firm to anyone in need of bankruptcy services. They truly care about their clients and go above and beyond to help you through difficult situations.
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Randee Dickinson
Trustindex verifies that the original source of the review is Google. Going through bankruptcy is one of the hardest things I’ve faced, and Vicky Fealy and her team made the process so much less overwhelming. Eddie, Sandra, and Martin were all incredibly supportive and made sure I understood every step, never leaving me feeling lost or anxious. This office gave me my fresh start, and I’m truly grateful for the care they showed throughout the whole process. Highly recommend.
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Debbie Dorrington
Trustindex verifies that the original source of the review is Google. We were so happy using Fealy Law Firm to help us get through a difficult time. The staff there are all wonderful. Sandra helped us step by step. Meeting in person and phone calls, with all the answers. Thank you Fealy Staff.
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Lisa Barrett
Trustindex verifies that the original source of the review is Google. Fealy Law Firm has been there for me in my crisis they have been helpful throughout all circumstances you are very well appreciated.
The Fealy Law Firm Family First Scholarship
We recognize how difficult it can be to pursue an education while balancing family responsibilities. Through our scholarship program, we provide an award of $1,500 each semester to a single parent to help with college expenses.