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Bankruptcy
Can One Spouse Declare Bankruptcy Without the Other? | TX
One spouse can file for bankruptcy without the other in Texas. It’s actually a common way for married couples to handle debt problems. Filing alone can make ...
Foreclosure
Common Mistakes Homeowners Make When Facing Foreclosure
Common mistakes homeowners make when facing foreclosure include everything from ignoring letters from the lender to waiting too long to seek help. Facing foreclosure is one of ...
Creditor Harassment
Can Debt Collectors Contact You After You File Bankruptcy?
Debt collectors generally cannot contact you after you file bankruptcy. Federal law puts an automatic stay in place the moment your case is filed. This stops ...
Chapter 11 Bankruptcy
How Chapter 11 Bankruptcy Affects Existing Business Contracts
When a business files for Chapter 11 bankruptcy, one of the first practical questions is what happens to the contracts already in place. Vendor agreements, leases, ...
Chapter 13 Bankruptcy
Can You Modify Your Chapter 13 Plan After It Is Approved?
You can modify your Chapter 13 bankruptcy plan after it is approved. Jobs change, medical issues come up, and financial situations shift in ways that can make ...
Bankruptcy
Can I Get All My Credit Card Debt Discharged?
Americans are no strangers to credit card debt. According to TransUnion, one of the largest credit reporting agencies in the country, the average credit card debt per ...
Chapter 7 Bankruptcy
Can You File Chapter 7 if You Are Self-Employed?
Self-employed people can file for Chapter 7 bankruptcy. Being your own boss does not disqualify you from using this form of debt relief. The process is ...